Request Estimate

Ygrene Financing vs. Credit Based Financing

Are you interested in making energy efficient upgrades to your home? If so, CAT Exteriors is able to offer Ygrene’s 100% financing with NO money down to complete home upgrades that may increase your home value and lower energy bills.

"As of 2019, over 200,000 homeowners have made $5 billion in energy efficiency and other improvements to their homes through PACE Financing." (Source:Energy.Gov) These home improvement projects include the replacement of broken or failing HVAC systems, hot water heaters, insulation, and air sealing systems. Apart from your HVAC, you can also make upgrades with ENERGY STAR rated windows, door, or roofing products that CAT Exteriors is proud to offer.

Award-winning Ygrene offers no money down property assessed clean energy (PACE) financing for energy efficiency, water conservation and renewable energy improvements, conveniently added to and repaid with your property taxes1. A smart alternative to traditional credit-based financing, approval is based primarily on property equity and ability to pay - not on your credit score. Rates are fixed and flexible terms up to 30 years are available depending on service area and project type.

Ygrene Benefits Include:

  • 100% Financing, No Money Down
  • No Payment For Up To 12 Or More Months 2
  • Approval Is Based Primarily On Property Equity
  • Fixed Rates, Flexible Terms Up To 30 Years 3
  • No Minimum Credit Score Required 4
  • Get Approved In 30 Minutes Or Less

Roof Financing Options

Whether your home has been affected by a storm or your shingles are just old and need a tune up, contact CAT Exteriors to schedule a free inspection. With Ygrene's financing, CAT Exteriors can help guide your roof replacement journey with the environment in mind. CAT Exteriors and Ygrene will make financing your roof replacement easy and you can have piece of mind that you are making energy conscious upgrades at low interest rates!

1 While PACE programs are enabled by state legislation and must be approved by your local government, Ygrene is not a government program. 2Subject to underwriting guidelines and approval; timing of first payment depends on date of funding, interest accrues after funding.  3Terms of 10, 15, and 20 years are valid in all Ygrene service areas; 25 and 30 year terms are available depending on service area as well as type and estimated useful life of the improvement. 4While Ygrene does not consider your credit score, we will pull your credit during underwriting in order to determine your eligibility. 5In California Program Administrator License #60DBO-91942.